Multirisk for hotel professionals

You are a hotel or hotel restaurant manager. In the hotel business, as in insurance, every customer is unique. This is why Axeria offers a solution adapted to your activity.

All-inclusve services

Our policy provides you with complete and effective financial protection, both in your professional activity and as an individual. Indeed, if your personal home is at the same address as your establishment, your liability and your personal property are also covered.


A specific, complete, and adapted policy

The contract offers three levels of services, depending on the category of your establishment:

  • 1 and 2 stars and rural lodgings;
  • 3 and 4 stars;
  • 4-star luxury, 5-star, Relais & Châteaux.


An ergonomic extranet

You have an intuitive extranet that is easy to use on a daily basis:

  • See the price list quickly, as well as the different possible formulae;
  • Print the documents relating to the contract, including certificates;
  • Save time by managing amendments directly on the site.

Monthly payment is available, free of charge.


Your personal insurance*

Included :

    • Legal protection for your professional activity, extended to debt collection, as well as in your private life;
    • “Computer and office automation all risks” and “machine breakage” guarantees at replacement value;**
    • “Loss of refrigerated goods” guarantee;
    • Unlimited cover for your business contents against fire and water damage for 3 star, 4 star, 4 star luxury, 5 star hotels, and Relais and Châteaux.


Depending on your needs, you can choose optional guarantees:

  • A “key person” guarantee, covering business interruption, following illness or accident;
  • An “everything except” guarantee for extended protection, beyond the main events;
  • “All risks swimming pool”, “outdoor installations”, and “all risks wine and cigar cellar” cover.
  • A six-month extension of the “business interruption” warranty.

* All the guarantees, options and services presented above apply in accordance with the terms and conditions set out in the General Conditions, the Specific Conditions and the Special Conditions.

**For goods less than 2 years old


The daily contract

For the protection of your personnel, your customers, and your property, Axeria offers you the choice of taking partial responsibility for:

  • Training your staff in fire risk prevention or first aid;
  • The replacement of your deep fryer, after three years of loss-free insurance.


This flat-rate contribution is defined by Axeria, and allocated once during the term of the contract, upon presentation of supporting documents.


Also take advantage of a “responsible” rate!

The amount of your contribution depends on the prevention and safety measures that you have put in place in your establishment.

For example, the presence of a night watchman, or the existence of a closed and guarded car park, reduce the cost of the theft cover.

More frequent maintenance of the installations, than required by the regulations, reduces the fire premium. The presence of a person in charge of maintenance work reduces the water damage premium.