Corporate damage risks

Companies, limit the risk of damage related to your activities. Our property damage insurance policy is designed using a personalised approach.

A dedicated offer for businesses

Our business property damage insurance product is intended for processing or storage activities, industrial buildings, and the tertiary sector.

  • Capacity: up to €50,000,000
  • Territory: France and Zone Libre service provision
  • As an option or co-insurance
  • Excess line subscription


Our underwriting policy is based on the specific analysis of each risk and its materiality. Our underwriters carefully study the match between each activity and the means of prevention/protection in place.

Note: chemical, petrochemical, electrolytic surface treatment, sawmill, and recycling activities are specifically excluded.


A contract adapted to the realities of the business

We offer a multirisk business policy named Perils and All Risks Except …

Guaranteed everywhere, whatever the production cycle:

  • Tools;
  • Goods;
  • Materials;
  • Global vision of the entrusted assets.

We can also work on broker spacer previously validated by the company.


A tailor-made offer

Thanks to extended guarantees, the multi-risk business policy makes it possible to better manage the financial risks following a disaster.

These basic guarantees can be supplemented by a wide range of optional guarantees:

*Machine breakdown;

* Natural events, excluding natural disasters;

* Loss of goods under regulated temperatures;

* All Risks except…


A responsive team of experts

Axeria meets the specific needs of its clients, thanks to experienced and dedicated underwriters and managers. Our prevention engineering department supports manufacturers and businesses, in order to better identify risks, and offer them appropriate prevention programmes.

Our strengths:

  • Our subscribers benefit from full and complete underwriting authorities.
  • The decision-making circuit is short, fast, and close to the teams.
  • Our teams have a good knowledge of complex risks and will assist you in presenting the offer to the client.