Health Professionals Office

A contract dedicated to healthcare professionals

You are a general practitioner or specialist, ophthalmologist, dental surgeon, physiotherapist, osteopath, prosthetist. You practice in a medical centre or nursing home, in a radiology or ultrasound centre. Insure your professional premises with an insurance adapted to the specificities of your profession.

 

A flexible product

In a single policy, premises are insured against damage and financial loss. Several sites can be covered under the same contract.

 

4 formulae for essential guarantees

They cover the essential guarantees, notably fire and liquid damage up to:

• 500 € per m2
• 1000 € per m2
• 2000 € per m2
• 2 500 000 €

 

3 excess levels

• 150 €
• 300 €
• 600 €

 

A wide range of damage cover

Guarantees included in the contract, in addition to the essential guarantees:

• Civil liability for premises;
• Glass breakage, including signs.

 

Optional guarantees for full coverage on the same contract:

• Theft, vandalism;
• Breakage of machinery and computer equipment;
• All risks except;
• All risks energy efficient equipment;
• Loss of market value to the business;
• Civil liability to building owner;
• Financial losses;
• Legal protection;
• Damaged or lost fluids;
• Loss of goods under regulated temperatures;
• Operating civil liability.

 

Full support included

• Provision of a commercial vehicle to transfer goods after a disaster;
• Provision of adequate equipment for temperature-controlled goods;
• Emergency breakdown service, with cover for travel and intervention of the specialist;
• “Electronic safe” service to store computer documents securely.

 

Optional: further sustainability of the activity

• Additional operating costs: possible application of the guarantee following an administrative closure of the establishment or impossibility of access;
• Key person: costs of a temporary replacement, part of the profit not made during the period of absence, additional costs incurred in maintaining turnover.